Banking Credit Risk Management - VanceInfo Advances Your Potential

Overview

VanceInfo's Banking Credit Risk Management Solution carries out comprehensive process management, risk control and customer service requirements. It meets current business needs and enables seamless future expansion.

Solution Offering

Customer Information Management
Financial Analysis
Risk Rating
- Supports multiple risk rating models
- Supports the risk rating process
Limit Control
- Supports a variety of risk limits control
- Supports risk limit rules changes
- Support the flexibility over the definition of risk rules limit
Approval process control
- Supports automatic transfer of the approval process and special approval process
- Supports processes and process diversity
Loans
- Amount control
- Document completeness check and loan contract generation
- Interaction with core business systems to complete loans
Collateral Management

Solution Benefits

VanceInfo Banking Credit Risk Management Solution is fully equipped for portability, scalability, flexibility, rapid deployment, easy maintenance and investment protection.

Open: Solution based on credit risk management concepts in the New Basel Capital Accord. Staying on top of international banking credit risk management trends by covering credit risk management mechanisms, customer credit ratings, bank credit risk measurement approaches and models, and state (regional) risk and industry risk analysis, this solution ultimately improves the commercial bank credit risk management performance of our clients
Strength: powerful OLAP analysis capabilities to help decision makers analyze various risks
Portability: powerful cross-platform compatibility to meet the system integration of different businesses with different needs
Scalability: tightly integrated with other large databases to meet the needs of enterprises of different sizes
Flexibility: unique application mode with integrated customer relationship management, electronic commerce, and enterprise portal. Meets the needs of all types of reports and customization services requirements through fast, convenient and accurate statistical reports
Rapid deployment: Utilizes multi-tier application architecture--including database server, web server, application server and browser. The complete solution helps companies quickly build business intelligence applications
Easy maintenance: Supports dynamic analysis under the interactive WEB environment, is easy to upgrade, and provides fast service anytime and anywhere

Customer Value

VanceInfo's Banking Credit Risk Management solution enhances customer information processing capabilities and provides commercial banks with:

Credit risk tools for
- Identification
- Control
- Credit data
Process-based management tools that
- Reduce the risk to the business
- Optimize the structure of credit assets
- Standardize business management processes for bank credit, credit institutions, and personnel management